Strategi Keuangan Unggul: Membedah Peran Ekonomi Keluarga dan Gaya Hidup dalam Menentukan Minat Menabung di Kecamatan Waru, Sidoarjo
Keywords:
saving, lifestyle, family economyAbstract
This study aims to analyze superior financial strategies by dissecting the role of family economy and lifestyle in determining the interest in saving in Waru District, Sidoarjo. The success of individuals in managing their personal finances is often influenced by factors such as family income, spending policies, and lifestyle patterns. The research method used is quantitative with questionnaires distributed to respondents in Waru District. The collected data were analyzed using statistical techniques and regression models to identify the relationship between the variables studied. The results showed that family economy plays an important role in determining saving behavior. Families with higher incomes tend to have a greater interest in saving. However, lifestyle also affects saving decisions, where a consumptive lifestyle can inhibit saving interest despite high family income
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